Open your bank account
in Andorra.
Individual or company: we prepare your compliance file, carefully document the source of funds, and connect you directly with Andorra's leading banks — right through to account activation.
Andorra la Vella
The right file,
the right bank.
Andorran banks apply rigorous compliance standards: everything hinges on the quality of your file. We prepare it meticulously and guide you towards the most suitable institution — for an application that succeeds.
An impeccable file
KYC, supporting documents and source of funds: we build a file that sails through the compliance committee without a hitch.
Direct bank introductions
We introduce you to Andorra's leading banks and accompany you all the way to your meeting.
A single point of contact
One dedicated advisor manages the entire process, from file preparation to account activation.
An account tailored to your profile.
Whether you are acting personally or on behalf of your business, we tailor both the file and the choice of institution to your needs.
Personal account
For residents and future residents: current accounts, savings and wealth management with solid, discreet institutions.
→ Residency, everyday banking, investmentsBusiness account
For your Andorran company: incorporation account, share capital deposit, operational cash flows and dedicated business services.
→ Company formation, operations, holding structuresFrom your profile to an active account,
in 5 steps.
You gather a few documents; we handle everything else with the bank.
Profile & objectives
We assess your situation (individual or company) and your needs: current account, wealth management, share capital deposit, international flows.
Compliance file (KYC)
Identity, proof of address, tax residency and — the critical element — documented justification of the source of funds.
Bank selection & introduction
We direct your application to the bank best suited to your profile and introduce you directly to your relationship manager.
Meeting & validation
Preparation for the interview (in person or via an authorised representative) and follow-up through to approval by the compliance committee.
Opening & activation
Account opening, set-up of payment methods and online access: you are fully operational.
Source of funds:
the decisive factor.
This is where most applications fall short. We turn it into your strongest asset.
What you provide
- Identity document & proof of address
- Tax residency self-certification
- Source of funds documentation
- For a company: its constitutional documents
What we handle
- Structuring the compliance file
- Selecting the right bank
- Introduction & interview preparation
- Follow-up through to opening and activation
Andorran banks place great importance on a clear, well-documented source of funds. When properly prepared, this file becomes a genuine asset: it opens the door to a premium, long-term banking relationship — and that is precisely what we build for you.
Andorra's leading banks.
We work with the Principality's most reputable institutions and guide you towards the one that best matches your profile.
Banking in Andorra: your questions answered.
Can a non-resident open a bank account in Andorra?
Yes, it is possible, provided you can present a clear purpose and a complete compliance file (identity, proof of address, tax residency, source of funds). Non-resident profiles receive closer scrutiny: our role is to put forward a compelling, well-structured file.
How long does it take to open an account?
Generally between 4 and 8 weeks, and sometimes up to three months depending on your profile and the completeness of your file. A well-prepared file is the most effective way to accelerate approval by the compliance committee.
What documents are required to evidence the source of funds?
Depending on your situation: payslips, tax returns, share or asset sale agreements, gift deeds, inheritance documents, bank statements… The goal is to clearly trace the origin of the funds. We identify and gather the relevant documents together with you.
Do I need to travel to Andorra in person?
In most cases, an in-person meeting is required to open the account. In certain situations, the process can be completed through an authorised representative. We organise and prepare the interview so that it becomes a straightforward formality.
Which banks do you work with?
We work with the Principality's leading institutions — Andbank, Creand (Crèdit Andorrà) and MoraBanc. We guide you towards the one whose policies and services best match your profile.
Does banking secrecy still exist in Andorra?
No. Andorra has applied the automatic exchange of information (CRS) for several years. The appeal of Andorran banks today lies not in secrecy, but in their financial solidity, wealth management expertise and the Principality's long-term stability.