IRPF capped at 10%
Income tax is capped at 10 %, compared to 45 % (plus social charges) in France. Investment income falls under a dedicated regime that we model to your profile.
→ Clear, low taxation
Andorra · Traders & investors
Andorra for traders.
Day trading, capital management, active investing: enjoy some of Europe's lowest tax rates in a stable environment, guided by an expert advisory firm.
Why Andorra
A favourable environment for your capital.
For those who live off mobile, international markets, Andorra combines low tax pressure, legal certainty and outstanding quality of life.
No wealth tax
No wealth tax, no inheritance tax or gift tax : your capital is not taxed simply for being held.
→ Your wealth preservedSafe environment
A cooperative, treaty-compliant and transparent European state (CRS), ranked among the safest in the world — a solid foundation from which to run your activity.
→ You operate with confidence
The right framework
Residency — and a company if needed.
Whether you trade your own capital or run a structured professional activity, we define the most suitable path for you.
Active or passive residency
Structured activity or wealth management : we guide you towards active residency or passive residency.
A company where relevant
For an organised management activity, an SL or a holding company may be appropriate. We evaluate this with you.
Controlled transition
We secure your departure from France (effective tax residency, 2013 tax treaty) for a solid, long-lasting structure.
The exact treatment depends on your profile.
Volume, instruments, professional or non-professional status : the regime applicable to your gains varies. We calculate it precisely during the assessment — you can also compare Andorra and France with our simulator.
Frequently asked questions
Traders in Andorra: your questions.
Are trading gains taxed in Andorra ?
Investment income and capital gains fall under the Andorran savings income regime, with a moderate effective rate and allowances ; certain situations benefit from specific regimes. The exact treatment depends on your profile : we determine this during the assessment.
Do I need to set up a company to trade ?
Not necessarily. Trading your own capital often falls within the private sphere ; a company becomes relevant for an organised activity. We advise based on your situation.
Is there a wealth tax ?
No. Andorra has neither a wealth tax nor inheritance or gift taxes.
Structure your trading activity.
A confidential consultation to assess your situation and identify the most advantageous framework.
Contact us