Obtain your tax residency
in Andorra.
Active residency (with professional activity) or passive residency (without activity): we build your file, manage the AFA filing and handle every step through to your resident card — one dedicated advisor, zero compliance gaps.
Principality of Andorra
A new fiscal life,
without the paperwork.
Obtaining Andorran residency requires precise steps with Immigration, the AFA, a bank and the CASS. We coordinate everything: you provide a handful of documents, we take care of the rest.
Fully managed
From eligibility assessment to resident card, then your settlement and annual follow-up.
Compliance & peace of mind
A solid, enforceable tax residency: we secure your transition with respect to your country of origin.
A single point of contact
One French-speaking advisor coordinates Immigration, banking, AFA and CASS — from your first call to ongoing follow-up.
Active or passive residency?
We choose together.
Your situation determines the most advantageous route. We analyse it and build the right file for you.
Active residency
For those who come to work in Andorra — company director, employee or self-employed professional. It opens the path to tax residency (beyond 183 days) and CASS affiliation.
→ Entrepreneurs, executives, freelancersPassive residency
For those who wish to settle without working there. It requires an investment in Andorra (from 1 M€, or 800 000 € in real estate), an AFA deposit, health insurance and a minimum presence of 90 days per year.
→ Investors, private income earners, active retireesFrom eligibility to your card,
in 6 controlled steps.
Every milestone is managed by your dedicated advisor. You provide a few documents; we handle the rest.
Eligibility & strategy
We evaluate your profile, your objectives and your current tax position, then select the most advantageous pathway — active or passive.
File preparation
Passport, criminal record certificate, proof of income and source of funds, health insurance: we compile a complete, fully compliant file.
Investment or activity setup
Passive residency: we structure your investment (from 1 M€). Active residency: we set up your company or employment contract.
AFA filing & application
Filing with the Andorran Financial Authority (AFA) and submission of your application to the Immigration Department.
Review & authorisation
We follow the processing of your file with the authorities through to obtaining your immigration authorisation.
Resident card & settlement
Obtaining your card, CASS affiliation and support for your settlement (housing, banking, schooling).
What it involves, concretely.
A few documents on your side, and every administrative step on ours.
What you provide
- Valid passport (apostilled)
- Criminal record certificate (apostilled)
- Proof of income and source of funds
- Health insurance covering Andorra
- Proof of accommodation in Andorra
What we coordinate
- Selection of the pathway (active or passive)
- Structuring of the investment / business activity
- AFA filing & immigration application
- CASS affiliation & resident card
- Settlement and annual tax follow-up
Passive residency requires a minimum of 90 days per year on Andorran territory; to be recognised as a tax resident, the 183-day threshold and the location of your centre of interests are the decisive factors. We calibrate your installation to ensure a solid, unassailable Andorran tax residency.
What you actually
keep.
The difference with France, on the main taxes applicable to individuals.
| Tax | France | PrincipalityAndorra |
|---|---|---|
| Income tax (top rate) | 45 % | 10 % |
| Dividends (Andorran source) | 30 % (flat tax) | 0 % |
| Wealth tax | IFI up to 1.5 % | None |
| Inheritance tax | up to 45 % | None |
| Indicative rates. Andorran IRPF: 0 % up to 24 000 €, 5 % up to 40 000 €, 10 % above. Franco-Andorran tax treaty of 2 April 2013. | ||
Andorran residency: your questions answered.
What is the difference between active and passive residency?
Active residency is for those who carry out a professional activity in Andorra (director, employee, self-employed). Passive residency is for those who settle there without working; it requires an investment, an AFA deposit and a minimum presence. We guide you according to your profile.
How many days must I spend in Andorra?
Passive residency requires a minimum of 90 days per year. To be considered a tax resident, the threshold of 183 days and the location of your centre of interests are the determining factors. We calibrate your setup accordingly.
What investment is required for passive residency?
Since the 2026 reform, you must invest 1 000 000 € in Andorran assets, or 800 000 € in real estate, or 400 000 € in the Housing Fund. An AFA deposit is also required.
Is the AFA deposit refundable?
Since 2026, the deposit with the Financial Authority (around 50 000 €, plus an amount per dependent) is no longer refundable, except in the event that the initial immigration authorisation is refused. We will detail the exact amount based on your situation.
Can I retain interests in France?
Yes, within a well-managed framework. The Franco-Andorran tax treaty governs the allocation of taxing rights. A few points require advance planning (effective residency, the 183-day rule): this is precisely the role of our advisory team, which ensures your transition is handled with complete confidence.
What is the income tax rate in Andorra?
The Andorran IRPF is 0 % up to 24 000 €, 5 % up to 40 000 € and 10 % above. Dividends from Andorran sources are exempt. There is no wealth tax and no inheritance tax.